Our Story


Sanna and Bill Smith are the proud owners of BCT Income Tax Center and C&T Financial Literacy GRP, LLC. Bill served over 30 years in the U.S. Army and retired in 2015 as a Command Sergeant Major. Sanna served over 20 years in the U. S. Army, and retired as a First Sergeant in 2005. Bill is currently the CFO of BCT Income Tax Center and Sanna is an Executive Vice President with a company called myEcon. They divided the duties and responsibilities of running both companies.

Sanna Garrett-Smith has dedicated the last twenty years of her life educating people on the importance of Personal Financial Success. Her motto is, “The person that KNOWS your money, OWNS your money and that person should be YOU.” It’s a little known fact that eighty percent of Americans are overpaying monthly in Federal Taxes. Why? Because they don’t understand how to correctly complete the IRS Form W4, Withholding Certificate. Sanna and her team sit down with families and individuals to show them how to correct their Personal Allowance Worksheet. After working Twenty Plus years in Human Resource as a Soldier, Sanna has helped thousands of people save millions of dollars by assisting them with correcting their Form W4 from their employer and exposing them to understand the benefits of owning a home based business.

Bill also provides Sanna the support, love, and friendship that keeps her encouraged and vigilant to meet the needs of those with whom she inspires. They have two children, Ted and Chianti.